Find Your Perfect Loan
Loan programs tailored for Haitian families buying homes across America — with bilingual guidance every step of the way.
Conventional Loan
The standard for qualified buyers
A conventional mortgage is not backed by the government, which means better rates for buyers with strong credit. Ideal for buyers who can put down 20% and want to avoid mortgage insurance.
- Fixed or adjustable rate options
- No upfront mortgage insurance with 20% down
- Loan limits up to $766,550 (conforming)
- Faster closing than government loans
- Available for primary, secondary & investment
FHA Loan
Government-backed, flexible requirements
Backed by the Federal Housing Administration, FHA loans are designed for buyers with lower credit scores or limited savings. A popular choice for Haitian first-time buyers entering the market.
- As low as 3.5% down payment
- Accepts credit scores from 580
- Gift funds allowed for down payment
- Competitive interest rates
- Available in all 50 states
Refinance Loan
Lower your rate or unlock your equity
Already own your home? Refinancing can reduce your monthly payment, shorten your loan term, or give you access to cash for home improvements, education, or debt consolidation.
- Rate-and-term refinancing
- Cash-out refinancing up to 80% LTV
- FHA Streamline (no appraisal required)
- Lower monthly payments
- Consolidate high-interest debt
Jumbo Loan
For high-value homes above conforming limits
Purchasing a home above the conforming loan limit? Our jumbo loan products offer competitive rates for luxury and high-value properties, with flexible terms for well-qualified borrowers.
- Loan amounts from $766,551 and up
- Fixed and ARM options available
- Primary and second home eligible
- Competitive jumbo rates
- Personalized underwriting
USDA Loan
Zero down for eligible rural & suburban areas
The USDA Rural Development loan offers 100% financing for eligible properties in qualifying areas. Many suburban communities around major cities qualify — ask us if your target area is eligible.
- Zero down payment required
- Below-market interest rates
- Low monthly mortgage insurance
- Eligible in many suburban areas
- Income limits apply
VA Loan
Exclusive benefits for U.S. veterans & active duty
If you or your spouse served in the U.S. military, you may qualify for a VA loan — one of the most powerful mortgage benefits available, with no down payment and no private mortgage insurance.
- No down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates
- Limited closing costs
- Available for purchase & refinance
Rate & Program Disclaimer: All loan programs are subject to credit approval. Rates, terms, and eligibility requirements are subject to change without notice. Down payment requirements, credit score minimums, and loan limits shown are general guidelines. Contact me for a personalized quote. NMLS #1475285. Equal Housing Opportunity.
Why Rodney Drouillard
We Understands You
Community-Focused
We understand the Haitian diaspora experience. Our team speaks your language and knows your journey.
Licensed & Trusted
Fully licensed mortgage professionals with NMLS certification and years of experience serving Haitian families.
Fast Pre-Approvals
Get your pre-approval letter in as little as 24 hours — so you can shop for homes with confidence.
Transparent Process
No hidden fees, no surprises. We walk you through every document, every number, every step.
Ready to Get Started?
Speak with one of our bilingual mortgage specialists today — no obligation, no pressure.